Ernie Harjono's Blog

Posted on 06/28/2020
When You're Ready to Buy a Home, You'll Know It
Making the transition from being a renter to a home owner is a life changing experience -- one which brings both rewards and new responsibilities. Although you'll no longer have a landlord (on speed dial) to handle things like yard maintenance, noisy neighbors, and appliance repairs, you'll enjoy the satisfaction of being in control of your own living space,...
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Posted on 03/29/2020
DIY: Replace the Mechanism in Your Toilet Tank
Photo by House Method on Unsplash Some home maintenance projects definitely require a professional. But given just how fast homeownership costs can add up, it's nice to know that other home projects are DIY for the average person. Replacing your toilet fill valve and the flapper is one such project. The toilet is one of the few items...
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Posted on 03/15/2020
What Does Homeowners’ Insurance Cover?
Photo by Feng Yu via Shutterstock Few things are more mysterious than insurance. When you think you know what's covered, you find out the hard way that it wasn't. Since your home is likely your greatest asset, you want to know what it includes and what it doesn't before you need to make a claim. Whether you're “in...
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Posted on 03/08/2020
4 Interior Design Styles to Inspire Your Next Home
Do you ever look at pictures of dream homes online and wonder what yours is missing? The answer probably lies in a cohesive design style. All homes are built around architectural and design principles. Whether you realize it or not, there are probably at least two or three interior design styles that would perfectly complement your home’s architecture, giving...
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Posted on 02/09/2020
Home Shopping With Technology
Photo by Bruce Mars via Pexels House shopping when you live far from your new community is not easy, but technology makes it much simpler to tackle this big task. While nothing beats in-person visits, if you live across the country, or even in an international destination, you may not have that option. Here’s a look at how...
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Posted on 02/02/2020
Should You Create a Homebuying Budget?
A homebuying budget can make a world of difference, particularly for those who want to streamline a house search. If you have a budget at your disposal, you will know approximately how much you can spend on a residence. Then, you can narrow your house search accordingly. Establishing a homebuying budget can be simple. Now, let's take a look...
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Posted on 12/15/2019
What You Need to Know About Employment Verification and Mortgages
Applying for a mortgage is a big step towards homeownership and financial independence. If it’s your first time buying a home, you might be curious (and a little intimidated) about all of the things that go into your mortgage application. When reviewing your application, mortgage lenders are trying to determine how risky it is to lend you money. If...
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Posted on 10/08/2019
Can New Tech Increase the Resale Value of Your Home?
New technologies are constantly being produced that are designed to make our lives easier. Technology around the home is no different. America recently underwent a boom in residential solar power, a trend that doesn’t look like it will be slowing down anytime soon. And, big tech companies like Google and Amazon are trying to nudge their way into...
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Posted on 09/15/2019
Clean Your Dryer to Prevent House Fires
Making sure your dryer’s lint trap is clean is only half the...
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Posted on 07/28/2019
Money Saving Tips to Follow When Looking After the Garden
Gardening is one of the outdoor activities that are relaxing and pleasant to undertake. It comes with a unique feeling especially when you see the beautiful green spot you created. Apart from the physical commitment, cultivating a green area requires financial involvement. It needs a substantial amount of money. Don't be scared; there are more affordable and faster...
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Posted on 07/22/2019
4 Misconceptions About Mortgages
You may have wanted to apply for a mortgage at some point but were put off by something negative someone said about this type of loan. Similarly, you may have been encouraged to apply for one based on some false information but met with a quick rejection. Some of the information that bred these misconceptions may not be...
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Posted on 07/07/2019
Tips for Keeping Your Home Cool in The Summer
Summer season sometimes brings with it a terrible heat experience, alongside its pleasant memories. Here are some ideas and tips for keeping your home comfortable during the hot summer period. Close your blinds and curtains.Tip number one is as easy as that. Closing your blinds helps prevent heat from the exterior traveling into your home and heating it....
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